Without Losing Out

on Your Excess

Excess protection insurance reimburses the compulsory excess
on your main insurance policy, so a claim never costs more than it should.

Excess Reimbursement

When you make a valid claim on your main policy, excess protection covers the excess you’re required to pay — meaning you receive the full benefit of your insurance without an unwelcome deduction.

Covers Multiple Policy Types

Our excess protection policies can be arranged to cover the excesses on motor, home, commercial, and other insurance policies, giving you broader financial protection across your cover portfolio.

Simple, Affordable Protection

Excess protection is a cost-effective add-on that can make a meaningful difference when you need to claim. It removes a common barrier that discourages policyholders from using their cover.

Key Coverage Details

Reimbursement of compulsory excess on main insurance policies

Cover applicable to motor, home, and commercial policies

Single claim or annual multi-claim options available

No excess to pay on the excess protection policy itself

Fast, straightforward claims process

Flexible cover limits to match your existing policy excess