When you make a valid claim on your main policy, excess protection covers the excess you’re required to pay — meaning you receive the full benefit of your insurance without an unwelcome deduction.
Covers Multiple Policy Types
Our excess protection policies can be arranged to cover the excesses on motor, home, commercial, and other insurance policies, giving you broader financial protection across your cover portfolio.
Simple, Affordable Protection
Excess protection is a cost-effective add-on that can make a meaningful difference when you need to claim. It removes a common barrier that discourages policyholders from using their cover.
Key Coverage Details
Reimbursement of compulsory excess on main insurance policies
Cover applicable to motor, home, and commercial policies
Single claim or annual multi-claim options available
No excess to pay on the excess protection policy itself
Fast, straightforward claims process
Flexible cover limits to match your existing policy excess